Hoarding Coins

July 14th, 2013 by juznuts

My brother used to save $1 coins when he was young. When I first started work, I started saving my $1 & 50cent coins as well. Because I didn’t make much then, usually by the end of the month, I would run out of money and had to dig into my coin stash to feed myself till pay day.

As the years went by, I started making more, and didn’t need to dig into the stash anymore. Then simon came into the picture and we continued saving the coins, but now in giant glass coke bottles. Now that they just started releasing the new series of coins, we decided to cash out, and collect the new coins instead.

photo 3

 

Banks charge for coins deposit. But luckily, after some googling, I found out that Singapore Mint does coin conversion, with the first 1000 coins being free.

The Singapore Mint – Coin Gallery
20 Teban Gardens Crescent Singapore 608928

Operating Days:
Mondays to Fridays (closed on public holidays)

Operation Hours:
8.30am to 11.30am & 1.00pm to 3.00pm

Coin Deposit via Self Service Coin Deposit Machine
With Effect from 1 February 2013:
Terms and Conditions
1.      By using this Coin Deposit Machine (‘the machine”), I accept all Terms and Conditions governing its usage.
2.      I accept that once coins have been inserted into the machine, they cannot be returned and I accept the tally of the Machine as final and conclusive.
3.      I accept coin deposit fee for first 1,000 pieces of coins is free per person, per transaction and per day with the need to present the personal identification card (multiple identification cards per person is not acceptable).
4.      I accept that the coin Deposit fee is $5.00 (or $5.35 inclusive of GST) per thousand pieces of coins for all denominations or part thereof exceeding 1,000 pieces.
Example:
Quantity of coins
Coin Deposit Fee
1 – 1000
$0.00
1001 – 2000
$5.35
2001 – 3000
$10.70
3001 – 4000
$16.05
4001 – 5000
$21.40
5001 – 6000
$26.75
6001 – 7000
$32.10
7001 – 8000
$37.45
8001 – 9000
$42.80
9001 – 10000
$48.15

(source: Singapore Mint)

The coins are very very  heavy. A 1000pc mixture of $1 and 50cents weighs about 8kg. So I will be lugging down 8kg worth of coins to the mint tomorrow.

If this were a maths question, it would be something like this:

Tom brought down 1000 coins to the Singapore Mint and exchanged it for $660. If he had only $1 and 50cent coins in there, how many of each coins did he bring?

I’ve a lot more coins to change. I don’t mind paying extra for the additional coins, but carrying another load of coins – that’s quite a challenge.

I wonder if it’s a crime to hoard coins.

Travel Ideas

June 12th, 2013 by juznuts

Just came back from Italy early this month. Our first time to Europe. Will be a while before we make a long-distance trip again. So before I forget, here’s a list of places I hope to go someday, somehow:

  • Israel
  • Spain: Bull Run, Sagrada Familia, Casa Batlló
  • Paris: Eiffel Tower
    London: Westminster Abbey, Big Ben, Buckingham Palace, Harry Potter Studio Tour
  • Turkey (Istanbul)
  • Brazil: Rio
    Bolivia: Uyuni Salt Flats
  • Korea: Snowboarding
  • Egypt
  • Thailand in November: Loy Krathong – floating lanterns

Stuff I wanna see/do, in any country:

This list – it’s a work in progress ….

Looking ahead

April 10th, 2013 by juznuts

The dream has always been to own a HDB (it’s like a singaporean’s birth right), then own a condo (and pay part of the mortgage with rental from hdb), and at least one investment property. At present now we own a HDB, 1.5 years ago we bought an investment property (in JB), so now, its just the condo remaining.

The plan was always to work towards getting a condo by end of 2014, but the property laws keep changing, additional stamp duties get added, and amount of loan one can take (and for how many years) is constantly being tweaked. So it looks like, it might not be possible to buy a condo after all.

Unless, we sell the HDB and our investment property. Then we will barely have enough to get 3 bedroom condo (costs approx $1.6mil).

  • Pros: No additional buyer’s stamp duty
  • Cons: Only 1 property left. No more rental income, so have to pay entire mortgage ourselves ($4k+/month). That’s going to be a real strain.

Alternatively, we sell our investment property, pay off the HDB, and get a 2 bedroom condo (costs approx $1.3mil).

  • Pros: Cash proceeds from investment property will help. Will own 2 properties. Rental income avail (approx $2.5k/mth from HDB). With mortgage being about $3.5k/month, CPF contributions + rental would pay for it all. No out of pocket cash neccessary.
  • Cons: 7% additional buyer’s stamp duty (Give the govt $91k for nothing).

Or, we sell the HDB and our investment property, and get a 5 room HDB flat in the same area where we intended to buy the condo.

  • Pros: Spacious 3 bedrooms for about $800k, cheaper and more manageable mortgage, all payable through CPF contributions.
  • Cons: Only own 1 property, and can’t buy any other property for the next 5 years (or maybe never if the law changes again).

Of course, the laws could change again, before we get to the end of 2014, property prices might go up even more (or crash), so the only thing that’s in our control right now is just to keep accumulating and just see what we can get when the time comes.

Overall, kinda bumped that we’ve to sell off Sky Loft (our investment property). It’s our first new property ever – still under construction – not to mention it’s freaking huge!

Of Apples and Fast Cars

September 22nd, 2012 by juznuts

21 September 2001 was a very happening day because of 2 events:

– iPhone 5 delivers today
– F1 Night Race starts tonight

iPhone 5

The day I had 4 sets of iPhone 5, and then I had none.

Just before lunch, I received word from home that the 4 iPhone 5 have arrived. I was one of the lucky few who managed to order the phones online in a short 1 hour window before Apple SG decided to not allow anymore sales.

Decided to make a trip back home to get the phones, as I was planning to sell them near my office. The going rate for phones sold to the ‘black market’ on launch day is a cool $250 profit per phone. Every day after that, the rate drops.

The problem with Apple is they can never make enough phones to meet the demands, thus there is always a very active black market selling to those who just can’t wait to get their hands on a new apple iphone, and at a premium markup of course. Also, nobody knows when Apple will release more stock.

I was planning to keep one initially, but after hearing news that the profit was $1000, I decided to let it go. It’s the same rationale as how I can’t enjoy a meal if you tell me my food cost $250/head. I’m not that hard up for the new iPhone. Just have to wait till Jan to re-contract my phone plan and get one then.

So anyway, going home to get the phone took longer than I expected, so I didn’t have time to sell the phones. Decided to clear as many projects as I could, and then headed out to sell the phones. It’s kinda like holding onto a ticking time bomb. Every minute it’s not offloaded, the risk of them getting stolen, or the price dropping is there. It was a mad rush, cause halfway I got a call from office, and I had to scramble to get back. But not before I offloaded. The guy paid me in thousand dollar notes! Never seen one in my life! After settling the credit card charges for the phones, its a nett profit of $1008. Enough to get a new phone for free.

So I ran back to office, partly cause I needed to get back asap, and also because I was afraid there might be a syndicate robbing people like me! Haha. Carrying so much money on me is quite pressurising. Luckily I managed to deposit it into the cash deposit machine (they accepted $1000 notes thankfully), before heading down for F1.

F1

First time going for the F1. Bought a $38 walkabout ticket, as I thought it was the last year they were having the night race in Singapore (they signed a new contract after). The main event was really the Jay Chou concert afterwards (not a Jay fan, but I went with a friend who was!).

Two words to describe F1: Loud & Fast

Couldn’t catch a clear shot of the cars on camera at all! And the sound was deafening. Interesting experience though.

As for the Jay concert, I’ve no idea what he’s singing, not because my mandarin sucks (which it does a little), but because he mumbles, but that’s his style. Whenever he spoke to the audience, the crowd just went wild, and I’ve no idea what he said. Couldn’t get a good view either because I was standing behind two super tall guys. My camera gets a better view:

The lighting was pretty awesome. During one of Jay’s wardrobe change, the drummer played a solo, and each beat synchronized with the lights turning on and off. Kinda cool.

After the concert ended, it was a mess trying to leave the area. Security couldn’t handle the crowd, so they swung open the gates and we got to walk down the tracks. Then for some reason, we couldn’t get out of the tracks. Everyone was trying to squeeze through a tiny crack in the fence. They finally made everyone turn back and rerouted us. Took us over an hour just to leave the place. Reached home at about 2+am.

It’s been a really long time since I’ve stayed out late. I need a back and leg massage!

Mac Applications (Updated)

September 9th, 2012 by juznuts

Just did a clean install of mountain lion. Thought I would update this list.

Adobe Photoshop CS – photo editing
Adium – IM for mac (msn, gtalk, icq, aol etc.)
App Trap – the uninstalled apple forgot
Caffeine – prevents mac from automatically going to sleep or dimming
Dropbox – cloud storage/sync/share files (18GB)
Disk Inventory X – find out what’s hogging your hard disk space (replaces WhatSize)
Box.com – cloud storage/sync/share files (50GB)
Final Cut Studio – Edit Suite
Flickr Uploadr – desktop uploader for flickr
Google Drive – cloud storage/sync/share files (5GB)
Filezilla – FTP (previously used Fetch/Rbrowser)
MPEG Streamclip – convert video to different formats
NTFS-3G – read/write NTFS from mac
NetNewsWire – rss/atom feed reader
Open Office – open source office for Mac
PDF Lab – combine, create, delete pdf docs
Perian – enables QuickTime to play almost every popular video format
Plex – media center for OSX (makes your mac into a powerful media server with Mountain Lion’s Airplay
PicFrame – multiple pics in one frame.
R-Name – batch file renamer
Skype – free internet telephone
Switch – convert audio to different formats
Xslimmer – slims universal apps
VLC – for playing virtually all video formats
Toast 8 Titanium – dvd/cd burner

Not commonly used but still useful

Audio Hijack – Record live audio from applications, audio devices & more.
BoinxTV – turns your Mac into a live video recording studio
DVD2OneX2 – compress a dual layer disc into a single layer disc
FacebookSync – sync your Address Book with FaceBook
Google Earth
ManyCam – allows webcam to be used with multiple applications at the same time

uif2iso4mac
Aimer Video Converter

Ironies

April 7th, 2012 by juznuts

The good news is, my Sony Nex-3 has been found! Apparently it dropped out of my bag when I chunked it in the boot of my mum’s car.

The bad news is, I only received the good news via sms minutes after I bought a 2nd hand Sony Nex-5! So now I’m trying to sell it off. Have an offer to meet a buyer on monday. Hope all goes well. Having 2 Nex just doesn’t feel right.


The 2nd hand Nex-5 I bought

Misplaced, lost or stolen?

February 22nd, 2012 by juznuts

This morning, I was looking at my bag, wondering why it looked so empty, then debating whether I should bring my external hdd to work. It’s only a half hour later that I realized why it looked so empty – my Sony Nex3 wasn’t where it’s supposed to be!

I’m really hoping I absentmindedly misplaced it somewhere in the house. Won’t be able to know for sure till I get home.

If not, the alternative would mean someone (could be someone not from my company) came into my room and took my camera. My wallet and phone are still with me and I usually leave it on my desk, so I assume it’s during lunch hour.

So now I’m carrying my camera sling bag without a camera in it. I pray it’s misplaced, because I’m still freaking paying the installments.

iFly

November 25th, 2011 by juznuts

iFly Groupon Deal

I’ve been wanting to try skydiving, but there’s no space to skydive in Singapore, and the paranoid side of me is always thinking something might go wrong and whether the thrill really outweighs the risk. Then I saw this groupon voucher for ‘skydiving’ in Singapore. It’s basically a vertical wind tunnel that’s supposed to simulate dropping from 12,000ft to 3,000ft.

Singapore, the land of manufactured experiences. We have simulated skydiving @ iFly, Flow boarding/Body boarding with simulated waves @ the Wavehouse, and you can even fly a simulated plane at Flight Experience!

The voucher was only valid on weekdays, so we rushed down after work yesterday and ‘booked’ a flight! Their last flight is at 10pm, but you have to be there 1.5 hours prior for briefing and so on.

iFly - Simon
Simon went before me. He was pretty stable.

iFly - Justina
I was spinning in there! The key is to be symmetrical. But your brain may think you are symmetrical, whereas your body probably isn’t!

It was an interesting experience, though I wonder if it’s really anything like real skydiving. I thought there would be the feeling of free-fall, where your heart feels like it’s going to jump out of your throat, but I didn’t feel that at all. Maybe I should stick to roller-coasters. Haha.


Watching the video from our free DVD, me spinning and floating around somehow reminded me of the lyrics:

“Do you ever feel like a plastic bag
drifting through the wind wanting to start again?”

I think it would be more fun if I knew how to control going up and down on my own. Doubt I will ever find out, as it really isn’t a cheap sport!

Oh, and apparently, when you enter Sentosa by car during weeknights, it’s only $2 admission fee, and parking is only $1 per entry! Cheaper than parking at vivocity and taking the lrt over!