Archive for the ‘guest posts’ Category


Thursday, June 19th, 2008

The Jewish Rabbis have a saying that “coincidence is not a kosher word.Kosher is to the Jews, as Halal is to Muslims.

A few months back, curtis was trying to sell his flat. I learnt a lot about buying and selling in the process, often having to look up stuff, since my intention initially was to do without an agent. In the end we still had an agent to help us out.

With resale flats all having cash-above-valuations (cov) now, it’s a painful process trying to juggle buying and selling. If you sell first, what if you don’t have enough cash from the sale to buy another flat? Then you’ll be homeless! But if you buy first, what if you can’t sell your flat at the price needed to raise the extra cash? Then you’ll have to find out ways to borrow some money.

Finally, curtis agreed to sell it at $X. He hadn’t yet confirmed the price of the other flat, and there was some fishy stuff going on with the one he was looking at, so he decided to give that one up and ask the agent to help him look for another one. His citeria was quite specific, and lo-and-behold, he managed to get a unit at the price he wanted.

I think selling it at $X is one of the highest, if not the highest price for flats in that area of that age. And buying another was below the cov others were asking for. Coincidence? Read on.

So $Y would be due next month during the 1st appointment with HDB. Since the sale of the flat would not be completed before that, curtis has to first fork out cash for the cov and 5% bank deposit. But he doesn’t have that much cash, for it’s no small amount!

But God knows our plans way before we even know of them, and so He plans in advance for us. Just last week, curtis received a call from his cousin, informing him that his aunt’s estates has finally been settled after 4 years, and was being distributed. The amount received? $Y + $1k extra!

Coincidence? I’ll let you decide.

Sidenote: Through this whole process, I kinda got interested in real estate. I joined ERA earlier this month, so if you’re looking to sell/buy or rent a place, let me help you!

Light Against Darkness

Monday, November 5th, 2007

don’t Believe what you Hear
don’t Trust what you See
be Convinced how you Feel

– Light in Darkness and Darkness in the Light –


Monday, July 9th, 2007

No point in explaining myself to anyone,
those who like me dont need it,
those who dislike me wont believe it.

i realized now…

8 Months

Wednesday, February 14th, 2007

We have been together for about 8 months now without counting the other months that we have known each other. I treasure every moment spent with you. Having read through your blogs really hurts especially hearing the tough times you have been pushing yourself at work. Very painful that I cannot do anything about it but only to wish you a fruitful year ahead in your career. Happy Valentine my dear. Luv,

I Miss …

Thursday, December 21st, 2006

When you said “I miss you”, I strongly felt the same..
but I miss your laptop too..

Thank You

Monday, December 18th, 2006

Thanks dear..

for allowing me in your space. I cant say its a private space as many may view this. For my first post, I shall make this short and sweet. I have no intention to introduce myself here, at least not yet. However, I shall come on regularly eventually.

For now, thanks again.